Insight Property Finance

Homeowners brace as RBA raises cash rate to 3.85%

May 2, 2023

The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we finally reached the peak of this cycle? And how much will this latest rate hike increase your monthly repayments?

Tips to help stay on top amidst the rate hike cycle

April 26, 2023

With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure.

Property listings and prices are bouncing back

April 19, 2023

As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you?

What is the fixed-rate cliff and how can refinancing help?

April 12, 2023

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare for a soft landing?

Mortgage holders granted a reprieve as RBA puts interest rates on hold

April 4, 2023

And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. But for how long?

Money habits that may raise lenders’ eyebrows

March 29, 2023

We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders?

Time to jump in? First home buyer deposit saving times plunge

March 22, 2023

Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster.

Got an eagle eye on house prices? Rate rises are only part of the story

March 15, 2023

Rate rises can affect the property market, as we’ve all seen of late. But there are other factors that appear to hold longer-term sway over national house prices.

Homeowners feel the pinch as RBA lifts cash rate to 3.60%

March 7, 2023

The RBA has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate hike increase your monthly mortgage repayments, and how many more rate rises are expected to come?

The latest twist in the tale of national property prices: explained

March 1, 2023

The property market has had more plot twists than a daytime soap opera in recent years. So getting the skinny on current trends is helpful when you’re planning to buy. Here’s the lowdown on the latest surprising bit of data.