Insight Property Finance

Refinancing numbers are surging across the country, here’s why

June 16, 2022

Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing or asking for a rate review. Here’s why we’re seeing refinancing numbers surge across the country.

RBA increases cash rate for second consecutive month, to 0.85%

June 7, 2022

The Reserve Bank of Australia (RBA) has increased the official cash rate by 50 basis points to 0.85%. How much extra should you expect to pay on your home loan?

Banks tighten lending, reducing the maximum you can borrow

June 2, 2022

Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase?

Bulk of SMEs preparing for growth over next 12 months: research

May 26, 2022

Small businesses around the nation are once again confident about their future and ready to start driving toward their next phase of growth, according to new research.

ATO hit list: rental property income and capital gains

May 26, 2022

Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax year, and rental property income/deductions and capital gains are high on the hit list.

The two major parties’ first home buyer policies explained

May 19, 2022

Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of the two major parties proposing to help first home buyers crack the market? Let’s take a look.

EOFY alert! Financial year-end is fast approaching

May 12, 2022

Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost have just over a month to act this financial year.

Ready for lift-off: how to prepare a buffer for more rate rises

May 12, 2022

Rate rises are a bit like taking off in a plane. Sure, it's a bit nervy, but so long as you’ve run through your pre-flight check, have a well-serviced aircraft, built-in some contingencies (a buffer!), and have a handy co-pilot (us!), you should reach your destination no worries.

RBA increases cash rate to 0.35% amid high inflation concerns

May 3, 2022

The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points to 0.35% amid high inflation concerns and has signalled more cash rate increases will likely follow.

SMEs invest in machinery, IT and energy-efficient assets for growth

April 28, 2022

Australian small businesses are investing in their recovery through a surge in machinery purchases, IT and office technologies, and sustainable business assets, according to Commonwealth Bank (CBA) data.