Insight Property Finance

How to prepare for a fixed-rate mortgage cliff

February 15, 2023

Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So today we’ve got some tips for a smooth transition.

RBA hikes the cash rate for the ninth time in a row, to 3.35%

February 7, 2023

The RBA has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will this rate hike increase your mortgage repayments in 2023, and how high is the cash rate expected to go?

Considering refinancing your mortgage? Here are some questions to ask

February 1, 2023

Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there are some important questions to ask first.

Can a job switch affect your mortgage application?

January 26, 2023

Changing jobs may offer more perks - higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new gig. But could it also impact your mortgage application?

Planning a reno in 2023? Here are 4 tips for smooth sailing

January 19, 2023

Having a spruced-up home feels great. And it can also boost your home’s value. But, as exciting as the prospect of rolling up your sleeves and getting on with a reno can be, there are certainly pitfalls to avoid.

Get a financial head start on the school year

January 12, 2023

Finding the time to delve into your finances can be a struggle. But the school holidays can offer the perfect time, especially for teachers. Get cracking on your financial to-do list these holidays by looking into refinancing your mortgage.

What you should know about buying a tenanted investment property

January 5, 2023

Buying a rental property is a popular way to invest. But where do you stand if the property you’re eyeing off already has a tenant? We’ll fill you in on what you need to know.

4 New Year’s resolutions for financial fitness

December 29, 2022

As the sun rises on January 1, many Australians will be getting started on their new year’s pacts. The gym will be full of determined resolution keepers; the pavement pounded by brand-new sneakers. But what about shaping up your finances?

Seasons greetings! Here’s to a happy and prosperous 2023

December 22, 2022

End-of-year festivities have snuck up on us! Wishing you and yours a swell Noel and a wonderful new year.

First home buyer numbers have halved: is it time to swoop in?

December 15, 2022

Repeated cash rate hikes have put many first home buyer plans on hold. So could you swoop in and reap the benefits with less competition in the market?