Refinance Calculator

Find out what a lower rate could mean for your monthly repayments and the total interest you pay over the life of your loan.

Your current loan

$
%
years
$
Property use
Repayment type

Your new loan

%
$

Switching costs can include discharge, application, valuation and government registration fees. Some lenders offer cashback that offsets these.

You could save
$0
per month on repayments
$0Per year
$0Over 5 years
$0Interest saved
Side-by-side comparison
CurrentNew

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Assumptions & disclaimerResults are an estimate only and are provided as general information. They do not take into account your personal circumstances and are not a quote, a recommendation or an offer of credit. Repayments are calculated monthly, assume the interest rate stays the same for the remaining term and the new loan keeps the same term and repayment type. Interest is calculated on the loan balance less any offset balance, with the offset balance held constant. Principal and interest repayments are based on the full loan balance. Interest saved is the difference in total interest over the remaining term, less switching costs. Interest-only repayments are shown for the interest-only period and do not reduce the loan balance. The new interest rate is an example only; actual rates depend on the lender, loan size, loan-to-value ratio and your circumstances, and are subject to credit approval. Lender fees and charges may apply. Insight Property Finance accepts no liability for decisions made using this calculator.