Insight Property Finance

Money habits that may raise lenders’ eyebrows

March 29, 2023

We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders?

Time to jump in? First home buyer deposit saving times plunge

March 22, 2023

Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster.

Got an eagle eye on house prices? Rate rises are only part of the story

March 15, 2023

Rate rises can affect the property market, as we’ve all seen of late. But there are other factors that appear to hold longer-term sway over national house prices.

Homeowners feel the pinch as RBA lifts cash rate to 3.60%

March 7, 2023

The RBA has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate hike increase your monthly mortgage repayments, and how many more rate rises are expected to come?

The latest twist in the tale of national property prices: explained

March 1, 2023

The property market has had more plot twists than a daytime soap opera in recent years. So getting the skinny on current trends is helpful when you’re planning to buy. Here’s the lowdown on the latest surprising bit of data.

Take the heat off rate hike fears with these 4 tips for buyers

February 22, 2023

Have recent rate hikes made you nervous about taking the plunge into the property market? You’re not alone; it’s a buyer’s market for a reason. Here's how to stay cool and calm when buying your next property.

How to prepare for a fixed-rate mortgage cliff

February 15, 2023

Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So today we’ve got some tips for a smooth transition.

RBA hikes the cash rate for the ninth time in a row, to 3.35%

February 7, 2023

The RBA has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will this rate hike increase your mortgage repayments in 2023, and how high is the cash rate expected to go?

Considering refinancing your mortgage? Here are some questions to ask

February 1, 2023

Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there are some important questions to ask first.

Can a job switch affect your mortgage application?

January 26, 2023

Changing jobs may offer more perks - higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new gig. But could it also impact your mortgage application?