Insight Property Finance

Are we there yet? RBA hikes cash rate for eighth straight month to 3.10%

December 6, 2022

The Reserve Bank of Australia has driven the cash rate up by another 25 basis points to 3.10%. Find out how much this final cash rate hike of the year has increased your mortgage repayments in 2022, and what you can expect in 2023.

Where there’s a will (and genuine savings), there's a way

December 1, 2022

Inheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a home loan. Having genuine savings can help show lenders you've got what it takes to meet mortgage repayments.

Your new phone or your home loan? What would you research more?

November 24, 2022

What’s more important: your new phone or your next home loan? Well, we were stunned to see a recent survey that showed Australians put more effort into researching phone plans than they did their home loan. Here’s how we can help you get the balance right.

5 surprising reasons for home loan heartbreak

November 17, 2022

Whether it’s your love life or your home loan application, no one likes getting rejected. There are many reasons why it could happen, and some can come as a big shock. So today we’ve outlined five surprising reasons to help you avoid home loan heartbreak.

Buying could be cheaper than renting for a third of properties

November 10, 2022

For many Australians, rate hikes and inflation have made the dream of property ownership feel ever more distant. But a recent analysis shows that meeting mortgage repayments could actually be cheaper than renting for more than a third of Australian properties.

Hold your horses: RBA hikes cash rate again to 2.85%

November 1, 2022

Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25 basis points to 2.85%. How much will this rate rise increase your monthly mortgage repayments, and when are the hikes expected to stop?

With property prices dropping, is now the time to refinance?

October 27, 2022

You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance? We’ll discuss how falling housing prices may affect your refinancing application and what you can do about it.

Is now a good time to buy an investment property?

October 20, 2022

You’ve bought a home. And now you might be considering adding an investment property to your portfolio. But have recent interest rate hikes cooled your heels? We’ve outlined reasons why now may still be a good time to buy.

Nurses and midwives now eligible for LMI waiver

October 13, 2022

Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how it could save them thousands and fast-track their journey into home ownership.

RBA lifts cash rate for the sixth month in a row to 2.60%

October 4, 2022

The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 25 basis points to 2.60%. How much will this rate hike increase your monthly mortgage repayments, and when will it kick in?