Overview
In handling your personal information, Insight Property Finance Pty Ltd ABN 79617124599 and its individual
representatives (“the Broker”) are committed to complying with the Privacy Act 1988 and the Australian
Privacy Principles.
The Brokers are authorised credit representatives of Connective Credit Services Pty Ltd Australian Credit
Licence 389328 (‘we, us, our’). Any reference to “we, us, our” are to the Broker and will include reference
to our aggregator, Connective Broker Services Pty Ltd and any of its related companies (“Connective”).
We collect information about you for the purposes you agree to in this Privacy Disclosure Statement and
Consent (“Consent”). When you ask us to assist, you agree we can, consistent with Australia’s privacy and
credit reporting laws, collect, use and exchange consumer and/or commercial credit and personal
information (“information”) about you for those purposes.
We are collecting information about you, as applicable:
• To source for you, or a company of which you are a director:
Consumer credit for personal, household, domestic or residential investment purposes; or
Commercial credit for business purposes; or
Other services stated in this Consent; or
• To support a guarantor application, you will provide.
As your broker, we require the information we collect from you to assess your credit or guarantor application
or the credit application of a company of which you are a director, to source a suitable credit provider and
any required insurances and to manage the application process, where required. If you do not provide the
information sought, we may be unable to process your application, or the company’s application, or we may
be limited in the other services we can offer you or the company.
Your information – Collection and Disclosure
The personal information we collect may include a broad range of information from your name, address,
and contact details to other information about your qualifications, employment history and financial
information.
“Personal information” may include any sensitive information (including health information) and may include
any information you tell us about any vulnerability you may have. We may use that information to assess
your application and, where appropriate, to source a suitable credit provider or lessor and / or insurance
provider. We may, as appropriate:
• Disclose your identification information to a consumer credit reporting service (“Consumer CRS”)
and/or a commercial credit reporting service (“Commercial CRS”), where we hold your consent,
(refer Schedule 1).
• Use any information a CRS provides in its report to assist us to preliminarily assess your credit or
guarantor application (references to a “CRS” could be to either a Consumer CRS or a
Commercial CRS).
• Disclose your information to an insurer or insurers to source any insurances you wish to obtain;
and
• Disclose your information to our advisers, aggregators, licensees and other financial
intermediaries, a credit provider or credit providers to apply for finance on your behalf.
Some of the recipients to whom we disclose your personal information may be based overseas. It is not
practicable to list every country in which such recipients are located but it is likely that such countries will
include the Philippines, India and Nepal.
How we protect your information
We take all reasonable steps to protect your personal information from misuse, interference, loss,
unauthorised access, modification, or exposure. All Connective staff are required by the terms of their
employment to maintain the confidentiality of customer information. Access to your information is restricted
to those employees whose job requires that information. Access to our premises and computer systems is restricted through locks, password protection, internet firewalls and routers.
We will take reasonable steps to destroy or de-identify your personal information when your personal information is no longer required for our business functions.
