Insight Property Finance

Brace yourselves: a May rate hike might be coming next week

April 28, 2022

The chances of the Reserve Bank of Australia (RBA) lifting the official cash rate on Tuesday just increased dramatically after figures showed the cost of living jumped 5.1% over the past year - the highest annual increase in more than 20 years.

Attention first home buyers! Price caps increase for 5% deposit scheme

April 21, 2022

First home buyers with a deposit of just 5% will soon have more purchasing power thanks to an increase in property price caps for the highly popular Home Guarantee Scheme.

How to avoid becoming a victim of underquoting

April 14, 2022

It’s the hope that kills you. Just ask Carlton fans, NSW Blues supporters, Wallabies sufferers, and hopeful homebuyers who have fallen victim to underquoting. Obviously, you can’t change your footy team, but you can follow these tips to avoid the sketchy real estate practice.

What the!? Tesla came third on the new vehicles sold list?

April 7, 2022

Car enthusiasts around the nation got a bit of a shock this week when the Tesla Model 3 rocketed up the sales leaderboard to place third for all new vehicles sold in March.

How to save a first home deposit in just over a year

April 7, 2022

It’s taking young couples roughly five years on average to save for a 20% home loan deposit, according to new research. Want to hear something crazy, though? We know how to quarter that timeframe…

Budget winners: first home buyers, regional buyers, single parents

March 31, 2022

First home buyers, regional buyers and single parents keen to crack the property market are the big winners in this year’s federal budget - with 50,000 low deposit, no LMI scheme spots up for grabs.

How much have car prices gone up since the pandemic began?

March 24, 2022

Most of you would have noticed that car prices have gone up significantly over the past two years. But how much have they gone up exactly? Let’s take a look.

16 ways the government should tackle housing affordability: report

March 24, 2022

Think property prices have gone a little bonkers? You’re not the only one. Which is why a report with 16 recommendations to tackle housing affordability has just been plonked on pollies’ desks in Canberra. Today we’ll run through them for you (succinctly, we promise).

What’s your debt-to-income ratio? And why do lenders care about it?

March 17, 2022

New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it’s got something to do with your debt-to-income ratio, which we’ll explain in this week’s article.

Flood victims can defer loan repayments for up to 3 months

March 10, 2022

Home and business owners impacted by the floods in New South Wales and Queensland can apply to their lender for a three-month loan deferral or reduced payment arrangement. Here’s how to apply if you or someone you know has been impacted.